About Mala


Mala is a Saudi company established in 2024, offering fintech solutions for the B2B sector to streamline procurement processes, aiming to enhance financial resource management and increase sales for companies.


At Mala, we operate as a wholesale reseller under the supervision of the Ministry of Commerce. We purchase products in bulk at different prices from sellers and resell them to buyers without increasing the price for the buyer.


Currently, Mala focuses on the Saudi market, but non-Saudi companies with a Saudi commercial registration can also use our services.


Once the required documents are completed and agreements are made, we facilitate the payment process for purchases to enhance the company’s financial resource management and increase sales.


For Buyers


A deferred sale agreement.


The deferred sale contract covers periods of 30 or 60 days.


The maximum amount is SAR 500,000.


No fees are charged to the buyer if the payment is completed as per the agreed terms in the contract.


An additional 4% per month will be charged on the total outstanding amount.


Mala will contact the seller, complete the purchasing procedures, and pay the full approved amount within 10 working days after final approval. The duration may extend depending on the seller’s responsiveness.


The original seller is fully responsible for the delivery, installation, maintenance, and warranty of the products.


Mala is responsible for collecting payments from the buyer.


For Sellers


A sale and purchase agreement.


There are no fees charged to the seller. However, Mala purchases products from the seller with a minimum discount of 6-8% and sells them to the buyer without increasing the original product price.


The seller will receive the full approved amount within 10 working days. However, the duration may extend depending on the seller’s procedures and delivery timeline.


The buyer provides promissory notes for the amount, and the seller will receive an advance payment upon signing the contract. The remaining amount will be settled after delivery and receipt.


To ensure the seller’s financial capacity to cover the commission charged by Mala, both currently and in the long term.


The original seller is fully responsible for the delivery, installation, maintenance, and warranty of the products.


Mala is responsible for collecting payments from the buyer.